Get peace of mind before you go out looking
Knowing you can raise a bond for the property you want inspires confidence in the seller. It also helps you to explore properties more confidently. If you've got your heart set on something, at least you'll know whether it's within reach, financially. To find out what size home loan you're eligible for, complete our 3-Step Pre-qualification Wizard. It's quick and easy:
Step 1 is a background on your credit history & an assessment of your monthly income and expenditure
Step 2 captures your personal and contact information
Step 3 gathers remaining marketing information
Step 4 shows you the results and sends a request to one of our consultants for a formal prequalification certificate
Establishing your Credit
*  denotes required fields
These questions will help you gauge your credit status - an important consideration of the banks, when you apply for a home loan. However, the results from this section are to merely give you an indication of your credit and when you formally apply, your credit status will be verified with the credit bureaus.
* Have you ever been declared insolvent or under administration?	Yes No
*Are you currently under debt review?	Yes No
*Do you have any debt re-arrangements in place?	Yes No
Monthly Cash Flow
Applicant Co-Applicant (if applicable) *What is your gross monthly income? R  R  *What is your nett monthly income? R  R  *What is the value of your total monthly expenses? R  R  Net Surplus Income R  R  Total combined Net Surplus Income R